FP Partner（7388 TSE Growth）
＋English Summary on This Page
Major independent insurance agency that operates Money Doctor nationwide
Independent Insurance Agency
FP Partner operates an independent insurance agency nationwide that handles products from multiple insurance companies, centered around life insurance. The company handles products from a total of 32 companies: 22 life insurance companies and 10 casualty insurance companies. The brand was renewed as Money Doctor in 2019.
The company's net sales are categorized by service into the life insurance agency business, the casualty insurance agency business, and other business. The life insurance agency business and the casualty insurance agency business accounted for 95.7% and 4.2% of net sales, respectively, in fiscal year ended November 2021. Moreover, the top three net sales counterparties are life insurance companies, which accounted for a combined total of 56.6% of net sales.
The company's routes to acquire potential customers include corporate tie-ups, in-house customer attraction via the company's service website, etc. and self-attraction by sales staff through means such as referrals from existing and potential customers, but the primary route is corporate tie-ups. As of the end of May 2022, the number of affiliated companies reached 100. This included telecommunications companies, electric power companies and credit card companies. Some have established joint ventures, such as au Financial Partner. Attracting customers primarily through corporate tie-ups allows the company's sales staff to concentrate its efforts on the proposal of products and services to prospective customers.
As of the end of fiscal year ended November 2021, the company had 111 bases across the country and a sales staff of 1,858. In fiscal year ended November 2021, the company acquired 176,095 new contracts, bringing the number of policies in force to 978,795 at the end of the fiscal year.
Earnings Structure
The company's revenue comes primarily from commissions generated by insurance sales. Moreover, of commissions obtained from insurance companies, for contracts obtained through corporate tie-ups, the company's revenues are those obtained after deducting the share of the corporate partner.
Independent Insurance Agency
FP Partner operates an independent insurance agency nationwide that handles products from multiple insurance companies, centered around life insurance. The company handles products from a total of 32 companies: 22 life insurance companies and 10 casualty insurance companies. The brand was renewed as Money Doctor in 2019.
The company's net sales are categorized by service into the life insurance agency business, the casualty insurance agency business, and other business. The life insurance agency business and the casualty insurance agency business accounted for 95.7% and 4.2% of net sales, respectively, in fiscal year ended November 2021. Moreover, the top three net sales counterparties are life insurance companies, which accounted for a combined total of 56.6% of net sales.
The company's routes to acquire potential customers include corporate tie-ups, in-house customer attraction via the company's service website, etc. and self-attraction by sales staff through means such as referrals from existing and potential customers, but the primary route is corporate tie-ups. As of the end of May 2022, the number of affiliated companies reached 100. This included telecommunications companies, electric power companies and credit card companies. Some have established joint ventures, such as au Financial Partner. Attracting customers primarily through corporate tie-ups allows the company's sales staff to concentrate its efforts on the proposal of products and services to prospective customers.
As of the end of fiscal year ended November 2021, the company had 111 bases across the country and a sales staff of 1,858. In fiscal year ended November 2021, the company acquired 176,095 new contracts, bringing the number of policies in force to 978,795 at the end of the fiscal year.
Earnings Structure
The company's revenue comes primarily from commissions generated by insurance sales. Moreover, of commissions obtained from insurance companies, for contracts obtained through corporate tie-ups, the company's revenues are those obtained after deducting the share of the corporate partner.
概要（レポートから抜粋）
ＦＰパートナー（以下、同社）は、生命保険を中心とした乗合保険代理店を全国展開する大手である。
以前は「保険のビュッフェ」のブランドで展開していたが、保険だけでない包括的なファイナンシャルプランニング（FP）サービスの提供を志向して、19年に「マネードクター」へブランドを刷新した。
同社の事業セグメントは、保険代理業の単一セグメントだが、同社の売上高は、サービス別に生命保険代理店業、損害保険代理店業、その他の事業に分類される。
21/11期において、生命保険代理店業が売上高の95.7%、損害保険代理店業が4.2%を占めた。また、売上高の相手先の上位3社は生命保険会社であり、3社合計で全体の売上高の過半を占めている。
保険代理店には、特定の保険会社の保険のみを取り扱う専属保険代理店と、複数の保険会社の商品を取り扱う乗合保険代理店の2種類がある。乗合保険代理店は、1カ所で複数の保険会社の保険商品を比較･検討できることを最大の利点としており、生命保険の加入チャネル別のシェアの上昇が続いている。
同社は、生命保険会社22社、損害保険会社10社の合計32社の商品を取り扱っている。
以前は「保険のビュッフェ」のブランドで展開していたが、保険だけでない包括的なファイナンシャルプランニング（FP）サービスの提供を志向して、19年に「マネードクター」へブランドを刷新した。
同社の事業セグメントは、保険代理業の単一セグメントだが、同社の売上高は、サービス別に生命保険代理店業、損害保険代理店業、その他の事業に分類される。
21/11期において、生命保険代理店業が売上高の95.7%、損害保険代理店業が4.2%を占めた。また、売上高の相手先の上位3社は生命保険会社であり、3社合計で全体の売上高の過半を占めている。
保険代理店には、特定の保険会社の保険のみを取り扱う専属保険代理店と、複数の保険会社の商品を取り扱う乗合保険代理店の2種類がある。乗合保険代理店は、1カ所で複数の保険会社の保険商品を比較･検討できることを最大の利点としており、生命保険の加入チャネル別のシェアの上昇が続いている。
同社は、生命保険会社22社、損害保険会社10社の合計32社の商品を取り扱っている。
